Car insurance in Western Cape
Car insurance in Western Cape: the South African Police Service counted 3 907 vehicle thefts and 2 395 carjackings in Western Cape in 2025/26, against 4 224 and 2 999 in 2024/25. These are police counts of reported crime, not a price. Only the licensed provider who calls you can quote.
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What the police counted in Western Cape
| Reported to the police | 2024/25 | 2025/26 | Change between the two periods |
|---|---|---|---|
| Vehicle theft | 4 224 | 3 907 | down 8% |
| Carjacking | 2 999 | 2 395 | down 20% |
What these figures mean for car insurance
The figures are the number of vehicle thefts and carjackings reported to the police in the province. They describe how often the crime was reported, not how likely it is for any one vehicle, street or driver.
Theft and carjacking are among the events car insurance is built around. Whether a claim for a stolen or hijacked vehicle is paid depends on the type of cover in the policy, its terms and its conditions, which the licensed provider who calls you can explain.
Cover for Western Cape
A car request from Western Cape can go to up to three licensed providers. We will send you an SMS when they have your request, and nobody else receives it.
Questions from Western Cape
Does a vehicle theft figure for Western Cape set my car insurance premium?
What does car insurance do if my car is stolen or hijacked in Western Cape?
Where do the Western Cape figures come from?
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Source
Olvian is a marketing and lead-referral service. We are not a licensed financial services provider, we do not give advice, and we do not sell insurance.