Car insurance in Free State

Car insurance in Free State: the South African Police Service counted 632 vehicle thefts and 170 carjackings in Free State in 2025/26, against 705 and 185 in 2024/25. These are police counts of reported crime, not a price. Only the licensed provider who calls you can quote.

Get car quotes in Free StateAbout two minutes. Free. Up to three licensed providers call you.

What the police counted in Free State

SAPS reported vehicle theft and carjacking in Free State, 2024/25 and 2025/26
Reported to the police2024/252025/26Change between the two periods
Vehicle theft705632down 10%
Carjacking185170down 8%

What these figures mean for car insurance

The figures are the number of vehicle thefts and carjackings reported to the police in the province. They describe how often the crime was reported, not how likely it is for any one vehicle, street or driver.

Theft and carjacking are among the events car insurance is built around. Whether a claim for a stolen or hijacked vehicle is paid depends on the type of cover in the policy, its terms and its conditions, which the licensed provider who calls you can explain.

Cover for Free State

A car request from Free State can go to up to three licensed providers. We will send you an SMS when they have your request, and nobody else receives it.

Questions from Free State

Does a vehicle theft figure for Free State set my car insurance premium?
No. The premium depends on the insurer's own assessment of the car, the driver and where it is kept. The police count is a public statistic, not a quote, and only the licensed provider who calls you can quote.
What does car insurance do if my car is stolen or hijacked in Free State?
That depends on the type of cover. Comprehensive and third party, fire and theft cover include theft of the car; third party only does not. The licensed provider who calls you can explain the terms.
Where do the Free State figures come from?
They come from the South African Police Service's published crime statistics, linked under Source with the date we read them.

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Source

  1. South African Police Service, police recorded crime statistics, 2024/25 annual and 2025/26 quarterly releases, read 30 October 2026

Olvian is a marketing and lead-referral service. We are not a licensed financial services provider, we do not give advice, and we do not sell insurance.